Don’t let RV finance anxieties prevent your family from enjoying a life dream 

There are many advantages in choosing to finance your new RV. These include:

Flexible Terms / Lower Payments: Most lenders offer longer terms with no pre-payment penalty. Loan terms for both new and used RVs range from 60 months to 20 years depending on the amount financed. You may choose to take a longer term, obtain a lower payment, and pay off the loan early with no interest penalty. Of course the final terms are determined based on your credit profile and the age, type and cost of the RV being purchased however we work with you and try to acquire a term that suits your family budget.

Flexible Down Payment: Most RV lenders like to see at least 10% however there may be occurrences where we can obtain a loan with $0 money down. Again, this will be determined by your credit profile and age, type and cost of RV being purchased.

Tax Deduction Benefits: Your financed RV may qualify for some of the same tax benefits as a second home mortgage. IRS Pub 936 says, "For you to take a home mortgage interest deduction, your debt must be secured by a qualified home. This means your main home or your second home. A home includes a house, condominium, cooperative, mobile home, house trailer, boat, or similar property that has sleeping, cooking, and toilet facilities”. IRS Pub 936, Qualified Home. To qualify buyers must not already have a second home mortgage and must designate their recreational vehicle as such. Naturally, you will want to discuss this with your tax advisor.

No Hot Shot: Many consumers may be apprehensive about initiating the finance process because they fear that their application will be faxed "hot shot” to all the dealer’s lenders. This is not the case at Keystone RV Center. We take the time to narrow down the best available lending options based on your consumer credit profile, and the age, type, and cost of the RV being purchased. We then check these options against our lender’s underwriting guidelines to see which lender may be the better fit. There may be times where you are an instant approval and will know your terms before you even leave the office. This limits the amount of queries on your credit profile.

There is no better time to buy an RV! 

You've searched and researched and you've found the RV of your dreams! Whether it's new or used, the question now is how can you afford to make that dream a reality? The answer: by financing your RV with terms that make it affordable for most every budget. We are here to answer any questions you may have regarding financing. Please do not hesitate to call.

Jen Habina
Finance Dept Manager

Tyler Hoffman
Amy Stouffer

 

Finance Dept
Keystone RV Center
15799 Young Rd.
Greencastle, PA 17225
800-232-3279
717-597-5053 (fax)

 

RV Finance Application

Let us take the hassle out of being the middleman! We offer competitive financing with many national lenders and banks. With terms up to 240 months, rates that are competitive nationwide, and the security and convenience of national lenders, you can't lose!

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While we accept applications online, please be advised that your credit will not be run until you make contact with a sales specialist, and a deposit has been placed on a unit.

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Statement of Consent

By submitting this form, I/we hereby:

  1. Understand and agree that you and any lenders you work with may make credit inquiries and employment inquiries about me, may provide and exchange information about me with any source of credit information to which you may apply, and may disclose information about me with other financial institutions for purposes of fulfilling this credit request;
  2. Certify that all information I have provided on this Application or in connection with this Application is true, correct and complete, whether completed by me or by you at my direction. I understand that you and the lenders you work with will rely on the information in this credit application in making its decision. I also understand that making false statements in order to obtain credit may be a crime;
  3. Certify that I am a US resident;
  4. Agree that if credit is approved, the lender may obtain subsequent consumer reports in connection with reviewing the account, and taking collection action on the account, or for other legitimate purposes associated with the account;
  5. Provide my express written consent for you and/or the lender to contact me, in connection with my loan, at the cell phone number(s) and email address(s) provided.
  6. I understand that this application for credit will be submitted by the Dealer to financial institutions for the purpose of obtaining a loan. I authorize the dealership and its lenders to obtain a consumer credit report on my credit history.
  7. I also certify that I have read & understood Keystone RV Center's privacy policy.

Business Info Toggle
Location

15799 S. Young Road
Greencastle, PA 17225

Phone

Toll Free: 1 (877) 370-6410
Local: 1 (717) 200-4367
Fax: 1 (717) 597-0639

Hours

RV Sales
Mon - Fri: 8:30am - 7:00pm
Sat: 8:00am - 5:00pm

RV Parts & Service
Mon - Fri: 7:00am - 6:00pm
Sat: 7:00am - 4:00pm

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