1-800-232-3279
  1. -RV Financing-

    Don’t let RV finance anxieties prevent your family from enjoying a life dream. There are many advantages in choosing to finance your new RV. These include:

    Flexible Terms / Lower Payments: Most lenders offer longer terms with no pre-payment penalty. Loan terms for both new and used RVs range from 60 months to 20 years depending on the amount financed. You may choose to take a longer term, obtain a lower payment, and pay off the loan early with no interest penalty. Of course the final terms are determined based on your credit profile and the age, type and cost of the RV being purchased however we work with you and try to acquire a term that suits your family budget.

    Flexible Down Payment: Most RV lenders like to see at least 10% however there may be occurrences where we can obtain a loan with $0 money down. Again, this will be determined by your credit profile and age, type and cost of RV being purchased.

    Tax Deduction Benefits: Your financed RV may qualify for some of the same tax benefits as a second home mortgage. IRS Pub 936 says, “For you to take a home mortgage interest deduction, your debt must be secured by a qualified home. This means your main home or your second home. A home includes a house, condominium, cooperative, mobile home, house trailer, boat, or similar property that has sleeping, cooking, and toilet facilities”. IRS Pub 936, Qualified Home. To qualify buyers must not already have a second home mortgage and must designate their recreational vehicle as such. Naturally, you will want to discuss this with your tax advisor.

    No Hot Shot: Many consumers may be apprehensive about initiating the finance process because they fear that their application will be faxed “hot shot” to all the dealer’s lenders. This is not the case at Keystone RV Center.  We take the time to narrow down the best available lending options based on your consumer credit profile, and the age, type, and cost of the RV being purchased. We then check these options against our lender’s underwriting guidelines to see which lender may be the better fit. There may be times where you are an instant approval and will know your terms before you even leave the office.  This limits the amount of queries on your credit profile.

    There is no better time to buy an RV! You've searched and researched and you've found the RV of your dreams! Whether it's new or used, the question now is how can you afford to make that dream a reality? The answer: by financing your RV with terms that make it affordable for most every budget. We are here to answer any questions you may have regarding financing. Please do not hesitate to call.

     

    Heather Spoonhour
    Finance Dept Manager

    Keystone RV Center
    15799 Young Rd.
    Greencastle, PA 17225

    800-232-3279
    717-597-5053 (fax)

    RV Finance Application

    Let us take the hassle out of being the middleman! We offer competitive financing with many national lenders and banks. With terms up to 240 months, rates that are competitive nationwide, and the security and convenience of national lenders, you can't lose! While we accept applications online, please be advised that your credit will not be run until you make contact with a sales specialist.

     

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Applicant Information
First Name *
Middle Initial
Last Name *
Date of Birth *
Social Security Number *
(ex: 123-45-6789)
Driver's License Number *
Home Phone *
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Email *
Street Address *
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If "Yes," please give a date
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Savings Yes No
Housing *
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Nearest Relative Information
First Name
Last Name
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(Please Include Area Code)
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Co-Applicant Information
First Name
Middle Initial
Last Name
Date of Birth
Social Security Number
(ex: 123-45-6789)
Driver's License Number
Home Phone
(Please Include Area Code)
Email
Street Address
City
State
Zip
Have You Filed Bankruptcy? No Yes
If "Yes," please give a date
Who do you bank with?
Checking Yes No
Savings Yes No
Housing
Monthly Mortgage or Rent Payment
Time at Address (Yrs. / Mos.)
Previous Address
(If at current address less than two years)
Previous City
Previous State
Previous Zip
Mortgage Company Name
Employment Status
Employer
Supervisor Name
Job Title
Work Phone
(Please Include Area Code)
Time Employed (Yrs. / Mos.)
Previous Employer
(if at current employer less than two years)
Previous Work Phone
(Please Include Area Code)
Current Annual Income
Other Income
Source of Other Income
Comments
RV Information
Stock Number or Unit of Interest
Category
Loan Amount
Down Payment

TERMS AND CONDITIONS
By completing this secure, online Credit Application and clicking "I Accept" and pressing "Get Approved" you authorize us to begin a credit investigation, including obtaining your consumer credit report, employment history, creditors' experiences with you as a consumer and to forward or allow direct electronic access, your application to lenders, financial institutions, or other third parties in order to process your application. We the Dealer, may obtain information about you as described in this notice, which we handle as stated in this privacy policy notice. This does not apply to information obtained in a non-financial transaction.

  1. We collect nonpublic personal information about you from the following sources:
    1. Information we receive from you on applications or other forms in connection with a financial transaction;
    2. Information about your transactions with us, our affiliates, or others; and
    3. Information we receive from a consumer reporting agency.
  2. We may disclose the information we collect, as described above, to our affiliates, to other financial institutions with whom we have joint marketing agreements, or to companies that perform services or functions on our behalf. These companies may include financial service providers and non-financial companies such as computer and data processing companies, and marketing and aftermarket service providers. These companies will be contractually obligated to keep the information we provide them confidential and to use the information only to provide the services requested of them. We observe limits and restrictions set by law as to sharing of information with our affiliates or others.
  3. We may disclose nonpublic, personal information about you as a consumer, customer or former customer, to nonaffiliated third parties as permitted by law.
  4. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

MINIMUM PHYSICAL DAMAGE INSURANCE IS REQUIRED FOR THE FULL TERM OF THE INSTALLMENT CONTRACT to protect all interests thereunder against collision, fire, theft and the additional hazards covered by Combined Additional Coverage. YOU MAY CHOOSE THE PERSON THROUGH WHICH ANY OF THIS INSURANCE IS OBTAINED.

FAIR CREDIT REPORTING ACT DISCLOSURE
I/We understand that this application for credit will be submitted by the Dealer to various financial institutions for evaluation.

Be sure to check your Credit Application for completeness and accuracy before submitting. Once submitted, you will not be able to return to make changes.

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